Data Protection Policy

1.0 Introduction

This Personal Data Protection Policy (“PDPA Policy”) explains the manner in which your personal information collected from or provided by you is processed, disclosed and safeguarded by Malayan Adjustment Company Sdn Bhd (“MACSB”).

MACSB is committed to ensuring your personal information is protected. MACSB understands and appreciates you are concerned about your privacy and about the confidentiality and security of information we may collect about you. We pledge to fully comply with the requirements of the Personal Data Protection Act 2010 (“PDPA”) which came into effect on 15th November 2013. The following discloses our information gathering and dissemination practices.

In the majority of our work, MACSB and its subsidiaries acts on behalf of the insurer and/or insurance broker and in this capacity the privacy policy of the insurer and/or insurance broker will apply. If you are uncertain, we will always be here to help you identify the party that controls your data.

MACSB is committed to protecting the privacy of Personal Data we collect and process in conducting our business. “Personal Data” is information that identifies you or other individuals (such as your dependants). This Privacy Policy describes how we will handle Personal Data that we collect through:

Our websites (the “Site”)
Software applications made available through computers and mobile devices (the “Apps”)
Claims handling/loss adjusting process:
Claim forms, telephone calls, e-mails and other communications with us, as well as from claim investigators, medical professionals, witnesses or other third parties involved in our business dealings with you Collectively referred to as the “Services”.

We collect and process your Personal Data in accordance with this Privacy Policy which also includes details about our use of website cookies in line with current data protection legislation including the Personal Data Protection Act 2013 (PDPA).

2.0 Personal Data We Collect And Process

Personal Data collected about you and your dependants may include

General identification and contact information

Your name, address, e-mail and telephone details, gender, marital status, family status, date and place of birth, educational background, physical attributes, activity records, driving records, photos and video images, employment history, skills and experience, professional licenses and affiliations, relationship to the policyholder, insured or claimant, and date and cause of death, injury or disability.
Identification numbers issued by government bodies or agencies – Social Security or national insurance number, passport number, tax identification number, military identification number, or driver’s or other license number

Financial information and account details

Bank account number and account details, credit history and credit score

Medical condition and health status

In certain cases we may receive information about your current or former physical or mental or medical condition, health status, injury or disability information, medical procedures performed, personal habits (for example, smoking or consumption of alcohol), prescription information and medical history.

Other sensitive information

In certain cases we may receive sensitive information about your trade union membership, religious beliefs, political opinions, family medical history or genetic information (for example, if you apply for insurance through a third-party marketing partner that is a trade, religious or political organisation). In addition, we may obtain information about your criminal record or civil litigation history in the process of preventing, detecting and investigating fraud.
We may also obtain sensitive information if you voluntarily provide it to us (for example, if you express preferences regarding medical treatment based on your religious beliefs).

Telephone recordings

Recordings of telephone calls to our staff and offices.
Information to investigate crime, including fraud and money laundering: For example, insurers commonly share information about their previous dealings with policyholders and claimants for this purpose.

Information enabling us to provide our services

Location and identification of property insured (for example, property address, vehicle license plate or identification number)
Travel arrangements including reservation numbers, destination and hotel details
Policy details and claim numbers, details of policy coverage and cause of loss
Prior accident or loss history, your status as director or partner or other ownership or management interest in an organisation and other insurance policies you hold.

Marketing preferences and customer feedback

You may let us know how you want to be contacted (eg. by email, phone or post)

2.1 How we use your Personal Data

We use this Personal Data to:

Communicate with you and other interested parties to manage your claim.
Send you important information regarding your claim and other administrative information.
Make decisions about claim assessment, processing and settlement.
Manage claim disputes, where applicable.
Provide improved quality, training and security (for example, with respect to recorded or monitored phone calls to our contact numbers).
Prevent, detect and investigate crime, including fraud and money laundering, and analyse and manage other commercial risks.
Carry out market research and analysis, including satisfaction surveys.
Manage our business operations to comply with internal policies and procedures, including those relating to auditing finance, accounting and billing, IT systems, data and website hosting, business continuity, document and print management.
Resolve complaints, and handle requests for data access or correction.
Comply with applicable laws and regulatory obligations (including laws outside your country of residence), such as those relating to anti-money laundering and comply with legal process and respond to requests from public and government authorities (including those outside your country of residence).
Establish and defend legal rights, protect our business operations (including our group companies), our rights, privacy, safety of employees and property, you or others related to the claim and pursue available remedies to limit our damages.

We will only process personal data for the specific purposes set out above or for any other purposes specifically permitted by the data protection legislation. We will notify you of those purposes when we first collect the data or as soon as possible thereafter.

The personal data processed when you use our Services will only be shared with MACSB group companies for the purposes set out in this Privacy Policy and will not be transferred to other individuals or businesses for their own use.

MACSB may share your personal data, only for purposes described in this Privacy Policy, with specific vendors or other entities with whom we have a business relationship to provide products or services on behalf of MACSB.

We may, as a matter of law, and without requiring notice or consent, use your information for crime and fraud prevention, or systems administration within the MACSB group and to monitor and/or enforce MACSB’s compliance with any regulatory rules and codes.

For personal data to be processed lawfully, they must be processed on the basis of one of the lawful bases set out in the Regulation. These include, among other things, the data subject’s consent to the processing, or that the processing is necessary for the performance of a contract with the data subject, for the compliance with a legal obligation to which the data controller is subject, or for the legitimate interest of the data controller or the party to whom the data is disclosed. When sensitive personal data is being processed, additional conditions must be met. When processing personal data as data controllers in the course of our business, we will ensure that those requirements are met.

2.2 Notifying Data Subjects

If we collect personal data directly from you as the data subjects, we will inform you about:

The purpose or purposes for which we intend to process that personal data.
The types of third parties, if any, with which we will share or to which we will disclose that personal data.
The means, if any, with which data subjects can limit our use and disclosure of their personal data.

If we receive personal data about a data subject from other sources, we will provide the data subject with this information as soon as possible thereafter.

Where we are the data controller with regard to that data we will inform data subjects who our Data Protection Officer is, and how you can exercise your rights as data subject, including the right to object to the processing of your personal data when it is processed based on legitimate interests.

2.3 Sharing of Personal Data

MACSB may make Personal Data available to the following parties for the purposes of claim assessment or as required by law:

Other insurance and distribution parties
- In the course of processing claims, we may make Personal Data available to third parties such as reinsurance brokers, appointed representatives, distributors, financial institutions, and other business partners.
Our service providers
- External third-party service providers, such as medical professionals, accountants, actuaries, auditors, experts, lawyers and other outside professional advisors; travel and medical assistance providers.
- IT systems, support and hosting service providers, document and records management providers and outsourced service providers that assist us in carrying out business activities.
- Banks and financial institutions that service our accounts, third-party claim administrators, claim investigators, construction consultants, engineers, examiners, jury consultants, translators and similar third-party vendors
Authorities and third parties involved in court action
- We may share Personal Data with government or other public authorities (including, but not limited to, workers’ compensation boards, courts, law enforcement, tax authorities and criminal investigations agencies); and third-party civil legal process participants and their accountants, auditors, lawyers and other advisors and representatives as we believe to be necessary or appropriate:
  - to comply with applicable law and regulations, including those outside your country of residence
  - to comply with legal process
  - to respond to requests from public and government authorities including public and government authorities outside your country of residence
  - to protect our operations or those of any of our group companies
  - to protect our rights, privacy, safety or property, and/or that of our group companies, you or others
  - to allow us to pursue available remedies or limit our damages.
- Other Third Parties
  - We may share Personal Data with emergency providers (fire, police and medical emergency services); retailers; medical organisations and providers; travel carriers; credit bureaus; credit reporting agencies; and other people involved in an incident that is the subject of a claim; as well as purchasers and prospective purchasers or other parties in any actual or proposed reorganisation, merger, sale, joint venture, assignment, transfer or other transaction relating to all or any portion of our business. To check information provided, and to detect and prevent fraudulent claims, Personal Data (including details of injuries) may be put on registers of claims and shared with other insurers. We may search these registers when dealing with claims to detect, prevent and investigate fraud.

We may also anonymise, aggregate or combine any of the information we collect to analyse trends and provide statistical data to assist with forward planning of business operations.

3.0 Security Of Personal Data

We will take all appropriate reasonable technical, legal and organisational measures, which are consistent with applicable privacy and data security laws to safeguard your Personal Data. Unfortunately, no data transmission over the Internet or data storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any Personal Data you might have with us has been compromised), please immediately notify us.

Where we provide Personal Data to a vendor, the vendor will be selected carefully and required to use appropriate measures to protect the confidentiality and security of your Personal Data.

3.1 Accuracy of Data

We take all reasonable steps to ensure that Personal Data we process remains accurate and complete as is necessary for the performance of our services to you and in line with the controls detailed in this Privacy Policy.

3.2 Retention of Personal Data

We will retain Personal Data for the period necessary to fulfil the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.

3.3 Personal Data of other Individuals

If you provide Personal Data to us regarding other individuals, you agree:

to inform the individual about the content of this Privacy Policy
to obtain any legally-required consent for the collection, use, disclosure, and transfer (including cross-border transfer) of Personal Data about the individual in accordance with this Privacy Policy.

We do not seek or knowingly collect any Personal Data from children under the age of 13 and we request that children do not provide us with any personal information through the Site or the Apps.

3.4 Access and Correction Requests, Questions or Concerns

In certain countries, an individual may have the right to access, correct or object to the use of, or request deletion or suppression of Personal Data on certain grounds. Please contact us as set out in the “Who to Contact About Your Personal Data” section above with any such requests or if you have any questions or concerns about how we process Personal Data. Please note that some Personal Data may be exempt from access, correction, objection, deletion or suppression rights in accordance with local privacy and data protection laws.

3.5 Other Information We Collect

“Other Information” is information that does not reveal your specific identity, such as:

App usage data
Information collected through cookies, tags and other technologies

We and our third party service providers may collect “Other Information” in a variety of ways, including:

Through your use of the App: When you download and use the App, we and our service providers may collect App usage data, such as the date and time the App on your electronic device accesses our servers and what information and files have been downloaded to the App based on your device number.
Using cookies: Cookies are pieces of information stored directly on the computer you are using. We use the following cookies:
- macsb.com.my

This cookies are used to collect information about how visitors use our site. We use the information to compile reports and to help us improve the site. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from and the pages they visited.

3.6 Third Party Services

This Privacy Policy does not address, and we are not responsible for, the privacy, information or other practices of any vendors, including any vendor operating any site or service to which the Services link. The inclusion of a link on the Services does not imply endorsement of the linked site or service by us or by our group companies. Before providing any Personal Data to any such linked website, please make sure to review that website’s privacy policy carefully to understand how it deals with your Personal Data.

4.0 Consent to Use Personal Data

We will inform you when we require your consent to process your personal data and will request it from you as outlined in this Privacy Policy. If you do not consent, we may not be able to provide you with our Services. If necessary, please contact us as set out in the “Who to Contact About Your Personal Data” section above for further information.

In this Privacy Policy. If you do not consent, we may not be able to provide you with our Services. If necessary, please contact us as set out in the “Who to Contact About Your Personal Data” section above for further information.

5.0 Claims Handling/Loss Adjusting

The following section of this document relates solely to the provision of claims handling/loss adjusting services.

5.1 What we do

The use of your personal data depends on the type of service we are providing and your relationship with our organisation. It may also be governed by the contract we have with the party for whom we are acting.

Our principal business activity is handling claims under policies arranged with the insurance sector or organisations operating in a similar capacity, hereinafter referred to as the insurer. When acting for insurers, our primary function is to establish the extent of their liability for a particular claim. Once we have completed our enquiries, we either report back to the insurer concerned with our findings or make recommendations for payment, repair or replacement as appropriate. Under some arrangements, we may be able to conclude matters with the claimant without referring back to insurers, known as “Delegated authority.” In order to perform all these activities, we need to process personal data.

5.2 Personal Data

Personal data means information relating to an individual.

5.3 Processing

Processing personal data means operations (automatic or otherwise) such as collection, recording, adapting, altering, consulting, using, disseminating, transmitting, making available, storing, erasing or destroying the data.

5.4 Data Controller

A data controller is the organisation that alone or jointly with others determines the purposes, conditions and means of processing your personal data.

Unless otherwise advised, MACSB will be a processor of your data. However, this may vary depending on our relationship with you and the contractual arrangements of the insurers we are working for. Please also note we sometimes act in the name of the insurer if required, regardless of whether we are a processor or controller.

5.5 Legal Basis for Processing

Depending on your relationship with our organisation the legal basis for us processing your personal data is one of the following:

You have given consent to us or the party for whom we are acting
The processing is necessary for the performance of a contract or legal duty
Processing is necessary for a legitimate interest pursued by us or a third party. Where processing is based on legitimate interest only, it will be in relation to one of the following:
- Claim handling on behalf of another party
- Establishing, exercise or defence of legal claims
- Prevention, detection of crime

Where we use legitimate interest as our grounds for processing your data you have the right to object at any time.

5.6 Consent

5.7 Requirement for you to Provide Data

If you do not provide us with your personal data we will not be able to provide you with our services.

5.8 Purpose of Processing

The intended purpose of processing your personal data is to determine the extent of any liability for a claim and where appropriate, arrange repairs, replacement or payment. The processing is generally needed to validate:

Details of those involved with the claim
Details that have been given to us, insurers or other parties
The circumstances, cause and value of the claim
Any matters that may be relevant to insurers acceptance of the claim

The manner in which we process data is generally governed by the contract under which we are appointed. We will not process your data for other purposes without obtaining your prior permission unless permitted or required by law.

5.9 Background Checks

The nature of our work is such that we may need to make background enquiries regarding individuals connected with a claim to validate information we are given, satisfy contractual obligations, comply with regulatory or legal requirement, to combat fraud, financial crime and money laundering. As part of the validation process we may check with other parties including credit reference agencies, data providers and other parties who may assist in validating the claim.

5.10 Sources of Personal Data

At the outset of a claim, we usually receive basic information about you/your claim direct from you, from insurers or the party we are representing. Depending on the type and nature of the claim, we might then have to gather additional information from other sources such as:

Credit reference agencies, local and public authorities, services and agencies, health service, healthcare providers, government, the internet, social media, crime prevention agencies, police, fire brigade, suppliers, valuers, vendors, donors, witnesses, friends, relatives, acquaintances and any other person or organisation that might assist with the validation/ servicing of the claim. Please refer to paragraph 4 of this Privacy Policy for further information on the personal data we collect. Please refer to paragraph 8.17 of this document for further information.

5.11 Types of Personal Data

The data we gather about you and others involved with the claim largely depends on the type and nature of the claim but may include:

Name, address, age, occupation, employer, lifestyle, internet profile, social media, credit status, electoral data, CCJs, criminal record, security measures, health and financial information.

We may also gather data relating to the circumstances, cause and value of the claim and any information that may be relevant to insurer’s acceptance of the claim.

5.12 Recipients of your Personal Data

When acting for insurers or another party, we will only pass your personal data to them or their agents. However, we might also need to share personal data or at least some of it, with other parties involved with the servicing or validation of your claim as described in “Sources of Personal Data” above.

We are also obliged to combat financial crime and money laundering, which may necessitate us sharing your personal data with the Police or anti-fraud agencies, organisations, schemes and registers. We might also disclose certain data where this is needed to assist other parties involved with specific fraud/criminal investigations, tribunals, regulatory enforcement and litigation. We will also co-operate in such matters internationally where agreements are in place with the other countries in question.

5.13 Automated Profiling & Decision Making

5.14 Your Right to Rectification

We also want our records to be as accurate as possible so please advise us of any errors. However, please note that a difference of opinion or view is not necessarily inaccurate data and changes might not be possible. However, should you wish to express your own views, please provide details or a statement and we will add them to our records. Where this is required, please communicate the corrections or supplements to those dealing with your claim.

5.15 Erasure and your “Right to be Forgotten”

You have the right to have your data deleted when it is no longer needed which is known as the “Right to be forgotten.” However, we have an obligation to keep records for audit, regulatory and legal purposes and to combat financial crime.

To meet these obligations, we keep claim records for 15 years or any lesser period specified by those we are acting for. Consequently, we cannot simply delete records when requested or when a claim has been finalised. However, in certain circumstances we may be able to “Restrict Processing”. We might also be able to delete specific data or a document, for example where it has been sent to us in error and this will be done without undue delay.

In the first instance, please speak to those handling your claim to see if they can assist.

5.16 Your Right to Withdraw Consent

You have a right to withdraw consent and object to processing your personal data in certain circumstances. However, to deal with your claim, we will require you to co-operate with our enquiries and withdrawal of consent may prevent your claim from being considered further. Should you wish to exercise your right, please put this in writing (email is also acceptable) to those handling your claim.

Please also note that if you object or withdraw consent, we might still need to process your data to resolve ongoing commitments and satisfy obligations detailed under “Erasure and your Right to be Forgotten.”

5.17 Your Right to Object to Processing

The law gives an individual the right to object according to their particular situation, where we are processing their data:

For purposes of direct marketing. (We do not ordinarily do this so these grounds for objection do not generally apply)
Solely on the basis of legitimate interests pursued by us or a third party or a task in the public interest (Please note that the right to object does not apply if we are processing your data for the performance of a contract e.g. an insurance policy. Consequently in most cases there will be no legal right to object)
For scientific or historical research and statistics. (We do not ordinarily do this so these grounds for objection do not generally apply)

Any objection on the above grounds should be communicated to those handling your claim for referral to our data protection department.

5.18 Right to Restrict Processing

When requested we will restrict processing where:

You contest the accuracy of the personal data that we are processing. However, please note that:
- a difference of opinion or view is not necessarily inaccurate data.
- the restriction will only apply to the personal data in dispute rather than all the information we hold regarding the claim. When a restriction is put in place, we will not process the data in question other than to resolve its accuracy during which time the restriction will be noted on our system
Processing is unlawful and to prevent erasure you demand a restriction on processing instead. If the processing is unlawful we will place a restriction on the record and if requested preserve the data.
We are due to delete your personal data but you request that we preserve it for the establishment, exercise or defence of legal claims.
You object to us processing your data where our only grounds for doing so are either a task in the public interest or a legitimate interest pursued by us or a third party. We will then restrict processing pending verification as to whether or not we have overriding grounds for processing.

In each case we will inform you before any restriction is lifted. However, please note the following:

Even with a restriction in place, we are still allowed to store data and process it for the establishment, exercise or defence of legal claims or for the protection of the rights of another natural or legal person.
A restriction only applies to personal data and we are allowed to continue processing other data regarding your claim. For example we still have to conclude or stop tasks already instigated such as correspondence with other parties and payments to suppliers which you may then have to complete.
We will not be responsible for any delay caused by unnecessary restrictions imposed by you

5.19 Your Right to Access Data

Under the PDPA, you have a right to receive your personal data by making a formal request. In most cases, the information you want should be available without the need for making a formal request by asking those handling your claim and you should approach them in the first instance. This will avoid possible delay of a formal request where the PDPA allows us a month to respond which may be extended by a further two months in complex cases.

Please also note that when responding to a request we are not obliged to provide data likely to prejudice your insurer’s position, is legally privileged or relates to a third party who has not given permission for it to be released. In certain circumstances, we might also be bound by confidentiality not to disclose information. Therefore, certain data might be withheld depending on the situation and nature of your claim.

Should you wish to pursue a formal request, please inform those handling your claim which will speed up your identification. Alternatively, the request can be directed to the relevant Data Protection Department at MACSB as above. In certain circumstances, your request may have to be redirected to an organisation we are acting for (where they are the data controller), in which case we will advise you their contact details.

If you submit a request, we will advise you of the next steps as soon as possible, and in no more than one month.

5.20 Telephone Call Recording

Please be aware that our organisation may record telephone calls by land line or mobile phones for training and security purposes. However, we do not record telephone calls at all our offices and there may be no recording where our staff work remotely.

Call recordings will be retained for limited periods depending on the service being provided, any particular contractual requirements with those we are working for and the technical facilities in place.

5.21 Rights of Access and Correction

You have the right to request to access and correct your Personal Data in our records (subject always to exemptions provided under the PDPA or other laws). We will make every endeavour to ensure that your personal information is accurate and up to date but you are responsible for informing us about changes in your Personal Data and for ensuring that such information is accurate and current. You have the right to:

request access and access to your Personal Data in our records for verification purposes;
request the correction of your Personal Data in our records in the event the information is inaccurate, misleading, out-of-date or incomplete upon validation and verification of the new information;
request that your Personal Data shall only be kept for the fulfilment of the purpose of the collection of such information;
communicate to us your objection to the use of your Personal Data for marketing purposes; and
withdraw, in full or in part, your given consent, subject to any applicable legal restrictions, contractual conditions and a reasonable time;
You may request for access to or correction of your Personal Data or limit the processing thereof by submitting your written request to us via : Personal Data Protection

We reserve the right to impose a reasonable administrative fee for access of your Personal Data by you as permitted under the Personal Data Protection Act. In respect of your right to access and/or correct your Personal Data, we have the right to refuse the request to access and/or make any correction to your Personal Data for the reasons permitted under the law, such as where the expense of providing access to you is disproportionate to the risk to your or another person’s privacy.

6.0 Recruitment

6.1 Introduction

MACSB holds personal data on job applicants. That means MACSB is a ‘data controller’ and determines the purpose and means of the processing of your personal data. This Privacy Notice describes:

how MACSB holds and process your information, including special categories of personal data, in accordance with our obligations under the PDPA;
how MACSB seeks to protect the personal data of job applicants who are situated in Europe during the recruitment process; and
your rights as a data subject.

MACSB takes the security and privacy of your data seriously. We need to gather and use information or ‘data’ about you as part of the recruitment process. We intend to comply with our legal obligations under the EU General Data Protection Regulation (‘PDPA’) and the laws in the country in which you applied for a position with us in respect of data privacy and security.

6.2 Data Processing Activities

We will only hold data for as long as necessary for the purposes of the recruitment process. Your personal data will be kept for six months after the conclusion of the recruitment process.

The personal data might be provided to us by you, or someone else (such as a former employer or recruitment agency), or it could be created by us.

We may collect and use the following types of personal data about you: your application form, CV, references, qualifications and membership of any professional bodies and details of any pre-employment assessments. We will use your personal data for:

complying with any legal obligation;
the normal course of pre-employment contracting during the recruitment process; or
our legitimate interests while conducting the recruitment process. However, we can only do this if your interests and rights do not override ours. You have the right to challenge our legitimate interests and request that we stop this processing.

We can process your personal data for these purposes without your knowledge or consent. We will not use your personal data for an unrelated purpose without telling you about it and the legal basis that we intend to rely on for processing it. We will process your personal data in various situations during your recruitment process, for example:

to decide whether to employ (or engage) you;
to decide how much to pay you, and the other terms of your contract with us;
to check you have the legal right to work for us;
to determine whether we need to make reasonable adjustments to your workplace or role because of your disability;
to monitor diversity and equal opportunities;
to comply with employment law, immigration law, health and safety law, tax law and other laws which affect us;
the prevention and detection of fraud or other criminal offences;
for any other reason which we may notify you of from time to time.

In some cases we may need your consent for processing your personal data. This will usually involve processing special categories of your personal data (for instance, health and criminal data). If we ask for your consent to process your personal data then we will explain the reasons for our request. You do not need to consent and can withdraw consent later if you chooseby contacting our Data Protection Officer.

If you choose not to provide us with certain personal data, you should be aware that we may not be able to carry out certain parts of our recruitment process in a normal fashion or we might create dangerous or clumsy situations where they are not necessary. For instance, informing us about an illness or medication might save your life at some point, or informing us about being in a wheelchair will allow us to make reasonable adjustments for carrying out your interview (choose a specific office or floor that does have an elevator or ramp).

We do not need your consent to process special categories of your personal data when we are processing it for the following purposes, which we may do:

where it is necessary for carrying out rights and obligations under employment law;
where it is necessary to protect your vital interests or those of another person where you/they are physically or legally incapable of giving consent;
where you have made the data public;
where processing is necessary for the establishment, exercise or defence of legal claims; and
where processing is necessary for the purposes of occupational medicine or for the assessment of your working capacity.

For some positions we may obtain or ask you to obtain a certificate from the relevant criminal background check agency if permissible under local laws. This is usually where the position requires you to deal face to face with members of the public including visiting their homes, or where the position is one of particular trust.

Sometimes we might share your personal data with group companies or our contractors and agents to carry out the recruitment process.

We require those companies to keep your personal data confidential and secure and to protect it in accordance with the law and our policies. They are only permitted to process your data for the lawful purpose for which it has been shared and in accordance with our instructions.

6.3 Your data subject rights

You have the right to information about what personal data we process, how and on what basis as set out in this Privacy Notice.
You have the right to access your own personal data by way of a subject access request. To do so, you can contact our Data Protection Officer.
You can correct any inaccuracies in your personal data. To do so, you can contact our Data Protection Officer.
You have the right to request that we erase your personal data where we were not entitled under the law to process it or it is no longer necessary to process it for the purpose it was collected. To do so, you can contact our Data Protection Officer.
While you are requesting that your personal data is corrected or erased or are contesting the lawfulness of our processing, you can apply for its use to be restricted while the application is made. To do so, you can contact our Data Protection Officer.
You have the right to object to data processing where we are relying on a legitimate interest to do so and you think that your rights and interests outweigh our own and you wish us to stop.
You have the right to complain to your local Data Protection Authority. This will depend on which Country, or even which administrative region you live or work in.

7.0 Inconsistency

In the event of any inconsistency between the English language version of the Personal Data Protection Notice and Policy and their corresponding Bahasa Malaysia and Chinese language version, the terms in the English language version shall prevail.

8.0 Third Party Consent

In the event you have provided personal data of third parties (e.g. your emergency contact person, authorised representatives) to us, we rely on you to and deem that you have sufficiently obtained the prior consent of such third parties to allow us to process their personal data in relation to the Purpose and you have advised them to read our Personal Data Protection Notice and Policy.

9.0 Changes to our Personal Data Protection Policy

We may, from time to time, without prior notice to you, be required to change our Personal Data Protection Policy to comply with or be consistent with changes in the applicable law and regulations as well as our business operations or policies. As such, we encourage you to check our Personal Data Protection Policy at our website from time to time.